Regulatory Scanner
updates- Q3 and Q4 2026
We have already seen a busy start to 2026 with the FCA launching key regulatory frameworks, introducing new returns and reforming existing regulatory requirements. Based on the publications seen so far, we now have a much clearer timeline of what we can expect from the regulator until the end of the year.
In the first two quarters of 2026, the FCA advanced their Advice Guidance Boundary Review initiative by launching their Targeted Support Framework. This framework allows typically larger firms to offer ready-made suggestions to customers based on their general characteristics – but importantly, this does not replace holistic advice.
Protection Market study Interim Report
Non-Financial Misconduct final rules
Protection Market Study Final Report
New rules for Simplified Advice |
FCA review of Firm’ s ongoing service delivery |
Senior Managers & Certification Regime Phase 1 Reforms |
Senior Managers and Certification Regime Phase 2 Proposals |
Q1 • 2026 Q2 • 2026
Q3 • 2026
Mortgage Rule Review proposals |
Introduction of CCR009 Reg-Data |
FCA working group output to build capability on sustainable finance |
Consultation on Improving the Effectiveness of the Money Laundering Regulations |
Consumer Duty Board Report |
Modernisin Policy St |
Changes to‘ Durable Medium’ definition |
S165 Investment Adviser Survey follow up work |
FCA’ s Targeted Support goes live |
Click on the Regulatory Horizon Scanner above to download an interactive copy
4 | The Adviser Online