INVESTMENTS & PENSIONS
So fast forward to today and interchange bitcoin ( and other cryptos ) for gold . Now , don ’ t ask me to explain how bitcoin or any of the cryptocurrencies work , or the blockchain upon which they depend . In much the same way that I have no idea how my phone works , how my car works or indeed how my brain works , I ’ m very happy to accept that they do and that someone else knows how they do in the event they go wrong . My brain may not be the best example , but you get my drift .
I remain deeply sceptical of cryptocurrencies and there has already been much evidence of the unwary falling victim to scammers , but there is also an increasing number of financial institutions that are dipping their toes in . My sense is that there is something in it and that the regulatory green light being given to it has created an opportunity to hold a diversifier within my portfolio , particularly now that there are vehicles which allow you to change your mind on it quite quickly .
If I ’ m hopelessly wrong , holding a modest amount in one of the blockchain ETFs available to UK investors shouldn ’ t prove too damaging to a total return if it blows out , but if we see anything like the response we saw from gold over a decade ago it could provide a handy tailwind to overall returns .
It can be difficult to access the performance available in this area of the market , using ETFs can reduce the risk of holding individual stocks , but even ETFs can be hard to access on platforms and difficult to incorporate into client portfolios .
We addressed this at IDAD with the launch of the Future Wealth Fund in 2021 and have effectively been incubating the fund during its first three years to ensure it delivers what advisers and clients are looking for . The experienced fund management team have been active in this area for many years , taking away the need for advisers to make decisions on particular stocks or sectors on a day-to-day basis .
The fund is available across platforms and gives advisers and clients easy access to the themes of the future . The portfolio is actively managed and comprises a range of ETFs from multiple providers as well as an allocation of up to 30 % to individual stocks . It focuses on four key themes , Digital Industry ; Online Life ; New Energy and Healthcare Innovation . The portfolio weights the themes on a pro-active basis , the current focus being strongly in favour of Digital Industry and Online Life .
TO FIND OUR MORE INFORMATION , PLEASE VISIT WWW . IDADFUNDS . COM OR CALL US ON 01730 779335 .
IDAD Limited is authorised and regulated by the Financial Conduct Authority FCA FRN 740499 . It is a limited liability company registered in England and Wales number 4521366 . Past performance is not necessarily a guide for the future .
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